Debt Collectors

From SmartMedicalConsumer Wiki

Unfortunately, a good number of healthcare consumers need to deal with debt collectors. Therefore, it is important to know your rights against debt collectors.

Federal Trade Commission (FTC) inacted in 2009 the Fair Debt Collection Practices Act. You can also read an overview of this act at Debt Collection FAQs: A Guide for Consumers

Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For example, you can read about New York debt collection law in Debt Collection Guide.

The New York Times article, Some Lawyers Want to Keep Debt Collection Out of the Courts, published in April 2010, gives some useful examples.